Want to learn how to invest?

If you want to get started with investing or learn more about your investment portfolio, join me for an easy-to-understand session on March 25. I’m an investing instructor with 5 years of experience teaching at the University of Toronto School of Continuing Studies and running private finance sessions. (Note that I do not sell or have any financial ties to any investing products.)

The quote “understand risk” is from the Nobel Prize winning economist William Sharpe. I think that understanding the risks of investing – and of not investing – is key to making good investing decisions that bring peace of mind. Find out more at my seminar!

When? Thursday, March 25, 2021 from 7-8pm

Watch the recording of Investing 101:

https://www.crowdcast.io/e/tpl-investing-101

Hope you enjoy it!

Teri

New! Online investing sessions

2020 has brought anxiety and stress into many areas of our lives. Although the pandemic has disrupted so many routines around family, work and school, I feel lucky that my immediate family and friends have been spared from the virus so far. Let’s hope that containment measures are effective and a vaccine is developed so that we can all look forward to a better year in 2021.

Starting in August 2020, I am offering one-on-one or small group investing sessions online. The cost for courses is $100/hour. A course for beginners would typically take two 1-hour sessions. A more advanced course with more detail on do-it-yourself investing would take 3-4 hours of teaching time. I design the course around specific needs and prepare slides and resources for the topics covered. The course is conducted live (synchronous) and questions are encouraged throughout.

Over the past five years, I have been teaching beginner investors – many of them young students – the basics of investing and how to get started with investing on their own. With so much information coming at investors from every angle, my students appreciate the unbiased information that I offer. I have no affiliations with any investment products, advisors, or investment firms.  Making investing interesting and accessible and giving my students the confidence to make good investing decisions is incredibly rewarding and enjoyable.

Please get in touch if you are interested in finding out more.

Cheers and stay well,

Teri

tc@numeracybasics.com

 

 

 

Free financial literacy seminars

I’m excited to start working with the Toronto Public Library to offer free financial literacy seminars in Toronto this fall! I will have two sessions on “How to Teach Kids about Money” and three sessions on “Investing for Millennials.”

The dates and times at the Toronto Public Library branches are listed below. No need to register in advance, and admission is free:

Teaching Kids about Money: College & Shaw Branch: Tuesday, October 1, 2019: 6:30-7:30pm

Teaching Kids about Money: Humber Bay Branch: Saturday, November 2, 2019: 2-3pm

Investing for Millennials: Northern District Branch: Saturday, November 16, 2019: 2-3pm

Investing for Millennials: Toronto Reference Library: Monday, November 18, 2019: 7-8pm

Investing for Millennials: Jane & Dundas Branch: Saturday, November 23, 2019: 2-3pm

TPL Money

TPL Inv 2019

Uh-oh…

We knew it was coming at some point, but that doesn’t make it any easier to stomach a stock-market correction. What to do?

If you are a passive investor – keep calm and carry on. Don’t check your investments all the time. You are in this for the long term and you have to expect some bad years along with the good ones.

If you are an active investor – it’s equally important not to panic! The trouble with being an active investor is that you have to check on your investments often and adjust your positions as needed. That means going back to the reasons you  bought your investments and verifying that the investments are still what you want to hold.  There may be some stocks that have been a great buy and are doing fine amid this turmoil. More than likely there are some stocks that have done worse than the overall market. For those stocks, is it time to dump a bad investment or trust that the stock will recover? Your call. It’s very easy being an active investor in a rising market, but a bear market will test anyone’s nerves.

If you want to get informed and become confident about your investments and your long-term investing goals, consider taking an investing course. There are many great courses out there for investors at all levels.

My next investing course starts in January 2019 at the U of T School of Continuing Studies. For more information, check out SCS 3154 or email me at tc@numeracybasics.com

Teri Courchene

December 18, 2018

My top 3 investing books

I teach investing at the University of Toronto School of Continuing Studies and I am always looking for great resources to recommend to my students. Depending on where you are on your investment journey, one of these three books may be just the ticket to get your investments on the best track.

Preet Banerjee: Stop Over-Thinking Your Money!: The Five Simple Rules of Financial Success

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Stop Over-Thinking Your Money

If you are early in your career and  you are looking to get onto a sustainable budgeting and savings path, this book is an excellent guide. It’s a great introduction to budgeting and investing. It’s a quick read with easy-to-follow advice for Canadian investors.

 

John Robertson: The Value of Simple

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The Value of Simple

If you are tired of paying high investment fees and you want to switch to do-it-yourself index investing, this is a fantastic guide. One of the key messages of the book is that getting everything perfect shouldn’t be the goal, but rather getting invested at a low cost in a diversified portfolio. Getting over the hurdle of getting started is made easy with this clear guide. Whether you are considering a discount broker and exchange-traded funds, a robo-adviser or low-cost index mutual funds, this book is designed to get Canadian investors on the right track.

Frederick Vettese: Retirement Income for Life: Getting More Without Saving More

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Retirement Income For Life

If you are thinking ahead about retirement, or in the midst of it, the best investment you can make is to get your hands on this book: Retirement Income for Life, by Frederick Vettese. Not only is is an excellent guide to the network of pension and retirement plans in Canada, it provides great investment advice. What I like most about this book is the step-by-step approach of how to make your investment money go further in retirement.

Happy reading!

Teri